More people are rejecting insurance settlement offers from the State’s Personal Injury Assessment Board.

As a result, many hope that they will get a larger award in court.

Shane spoke with Chief Executive of Insurance Ireland, Moyagh Murdock on why this is preventing a fall in motor insurance premiums.

Listen and subscribe to Newstalk Breakfast on Apple Podcasts or Spotify.

Download, listen and subscribe on the Newstalk App.

You can also listen to Newstalk live on newstalk.com or on Alexa, by adding the Newstalk skill and asking: 'Alexa, play Newstalk'.