Eoin McGee joins Clare McKenna to answer all of your financial queries

Listen and subscribe to Lunchtime Live on Apple Podcasts, Google Podcasts and Spotify.

Download, listen and subscribe on the Newstalk App.

You can also listen to Newstalk live on newstalk.com or on Alexa, by adding the Newstalk skill and asking: 'Alexa, play Newstalk'.