We hear a lot about the pillar banks in this country - possibly because we taxpayers had to bail them out 14 years ago.  But what about all the major international banks who operate here but don't sell to ordinary consumers. Among them is BNP Paribas which was been here for half a century and still sells to big corporate customers   

Joining Joe this morning in studio was Derek Kehoe the Chief Executive of BNP Paribas Ireland.