Police in the US have accused a man of calling an insurance company and buying a car insurance policy ... right after he crashed his car!

The Altoona Mirror in Pennsylvania reports that the insurance fraud charges filed this week against 33-year-old Michael Traveny stem from an Aug. 21 crash in Duncansville.

State prosecutors say Traveny didn't have insurance when he crashed that night so he called Safe Auto Insurance from the scene and purchased coverage without mentioning the wreck.

Prosecutors say Traveny filed a $3,900 claim the next day claiming the crash happened after the policy took effect.