Nowadays, many people are leaving home with simply a housekey and their phone. The days of carrying a purse or wallet are long gone. It comes as the minority of people use their physical bank card to make payments and in turn, use their phones for all of their purchases.

A new report from the Banking & Payments Federation Ireland (BPFI) found that 58% of contactless payments made using the likes of Apple Pay and Google Pay were up from 52% in the same period of last year…

With payments now being made so easy, do we take account of what we spend or have contact list payments caused us to become frivolous spenders?

Joining guest host Anna Daly to discuss is Lecturer in Retail Management at TU Dublin, Damien O’Reilly, Account from Cloud Accounts, Alan Purcell, Paul Merriman, Financial Consultant at askpaul.ie and more.