15 Years ago one of the most consequential decisions was taken by the then coalition government led by Brian Cowan.  The Irish State would stand over all Irish banks - no matter how solvent they were.  It would lead to Irish taxpayers taking on the debt of the fully insolvent Anglo-Irish bank and nationalising the entire banking sector.  It also plunged the nation into its deepest-ever recession.

We take a look at the Bank Guarantee with Aidan Donnelly from Davys and also Brian Hayes is the chief executive of the BPFI - before that, he was a minister in the FG government from 2011 but at the time of the guarantee was a finance spokesperson for the opposition.