Almost one-in-four Irish people have required medical attention while abroad due to an unexpected illness or injury.
Research from AA Travel Insurance found 24.21% of respondents said they had needed medical attention while abroad on at least one occasion.
While a further 27.23% of those surveyed said they had to seek medical assistance due to an injury or illness suffered by someone in their travelling party.
And 5.2% of said that, on at least one occasion, they had been forced to cut a holiday short and return home due to unexpected illness or injury.
The survey also found that over one-in-three Irish people have had their baggage lost or delayed when travelling abroad.
Some 36.5% said their bags had either been lost or delayed for 'significant period of time'.
Conor Faughnan, AA director of consumer affairs, said: "While the summer season may be behind us that doesn't mean that the holiday season is over for everyone, as interest in short city breaks and winter getaways will start to peak in the coming weeks and months.
"For shorter breaks away it can be tempting to go without travel insurance, but if you weigh up the cost of cover compared to the potential medical costs you could encounter it really makes no sense to go abroad without insurance in place.
"Whenever we go abroad we all hope for a relaxing getaway but unfortunately things do go wrong, from unexpected hospital trips to lost baggage. Having travel insurance in place will at least provide the peace of mind that comes from knowing you're covered if anything goes wrong."