If you can't view this poll, please click here.

AIB bank is designing new arrangements that will involve partial debt write-offs for up to 1100 mortgage holders.

It is also understood that this new product will reward the repayment of the warehoused portion of a loan in advance by ensuring further debts are written off.

David Hall of the Irish Mortgage Holders Organisation told News talk Breakfast he hopes other lenders will follow suit.

As AIB is owned by the state, following a bailout in 2010, do you agree with the bank's actions?

Not sure how a split mortgage works? Solicitor Anthony Joyce explains here.