Newstalk Lunchtime regular John Lowe 'The Money Doctor' hosted an online personal finance clinic between 1-2pm today, to answer all your queries related to money matters.

The Money Clinic is now closed, but get in contact at the same time next week when John will be back to tackle all your personal finance queries.

Send your questions on any personal finance matter by email to lunchtime@newstalk.ie, on twitter to @Newstalkfm or use #moneyclinic, and you can also get in touch via our Facebook page.

You can read the answers to all today's queries below.

THE MONEY CLINIC IS NOW CLOSED