A new survey by AIB has found Irish consumers lose an average of €150 a year overpaying on shared bills due to being too polite to have the tough conversation.

With many people renting and house sharing later in life than previous generations, the issue of ‘the politeness premium’ may be pinching their purse strings more than they realize. But, how can you tackle the issue to help your pocket without impacting your relationships?

Joining Ciara to discuss is Keelin O'Dwyer, Psychologist at Mind & Body Works and Conor Pope, Consumer Affairs Journalist with the Irish Times.