Every week, we give you the chance to get access to an expert- this week, we put your health insurance questions to Dermot Goode from Totalhealthcover.ie.

Listen and subscribe to Lunchtime Live on Apple Podcasts, Google Podcasts and Spotify.

Download, listen and subscribe on the Newstalk App.

You can also listen to Newstalk live on newstalk.com or on Alexa, by adding the Newstalk skill and asking: 'Alexa, play Newstalk'.