Ivan and Chris take a look at the morning papers...
Sympathy for retail workers this morning, who have been listening to the same Christmas songs on a loop since October.
A new survey by Play network has identified the most annoying Christmas song, as voted by people all over the world in 110 countries.
Paul McCartney's "A wonderful Christmas time" has taken the top spot. He was closely followed Mariah Carey's evergreen hit "All I want for Christmas is you" and Christina Aguilera's "Christmastime".
On the front pages:
The Irish Times has a picture of the Spire on O'Connell St mocked up as a light sabre to celebrate the release of the new Star Wars movie.
That paper's lead story: "AIB to repay €1.62 billion to State as first return of bailout funds", and "Motorists fined €25,000 and cars seized" - that story about non-payment of M50 tolls.
The Irish Examiner: "€150 million shortfall warning for HSE budget - health agency claims made as 13 billion service plan launched".
In The Irish Independent: "Businesses facing €2 minimum wage hike if Labour re-elected".
The Star, The Mirror and The Sun all go with Dolores O'Riordan's court appearance yesterday. The Cranberries star was facing a judge over her behaviour on a flight to Shannon.
The Daily Mail goes with: "It's the end of the gas cooker" - that story about new climate change targets.
The Herald has: "White Christmas - notorious criminal nabbed with €50,000 of heroin selling Christmas trees".
And in The Farmer's Journal, apparently the price of beef between Ireland and Britain has never been greater.
Inside the papers:
The issue that was exercising Breakfast presenter Ivan Yates this morning - the €30,000 holiday loans being offered by banks to soccer fans who want to go to next Summer's Euros.
Fifty thousand of the loans will be agreed, at a repayment rate of €1,000 a month over three years - as highlighted by John Lyons TD yesterday. That story in The Irish Independent and The Irish Mirror this morning.
Elsewhere, in The Irish Examiner, a Japanese law that states a married couple must have the same name has been upheld after a review by the constitutional court.
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